The financial tool that can help you supercharge your retirement plan

You might be asking yourself, “What more can I do to plan for my retirement?” We’ll let you in on a secret: Share certificates (also known as certificates of deposit) are a stable and secure investment option for retirement planning.

Here’s how to capitalize on this strategy long before you even think about retiring:

1. Start early: Benefit from retirement savings as they compound over time.
2. Predictable returns: Share certificates offer higher yields than savings accounts, guaranteed returns, and protection from market fluctuations.
3. Flexibility: Share certificate benefits include flexible terms, set interest rates, predictable returns, and forced savings discipline due to early withdrawal penalties.
4. Incorporate certificate laddering: Invest in multiple certificates with staggered terms to ensure continuous growth and flexibility.
5. Switch it up: Diversify with stocks, bonds, mutual funds, IRAs, and 401(k)s for a well-rounded retirement plan.

Connect with the experts at United Texas to learn how to incorporate share certificates into your retirement profile.

Make smart money moves.