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4 ways to hack your finances with cash flow budgeting

Just like a business uses this strategy to grow, you can also use it to manage your finances.

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Did you know you should revisit your budget + financial plan every six months?

Photo provided by United Texas Credit Union

When was the last time you looked at your budget? Even the best-laid plans change occasionally — especially during times of inflation (cough, cough, like right now).

If your current budget isn’t working, it’s time for a refresh.

Cash flow budgeting can help guide you in the right direction, whether you’re looking to pay off debt, save for a large purchase, or bolster your emergency fund.

Here’s how it works:

  1. Automate your savings: Remember to “pay” yourself with each automatic deposit to a savings account.
  2. Prioritize and pay for monthly essentials.
  3. Spend the leftovers: Here’s your opportunity to use your extra cash to indulge in an extra iced latte, plan a weekend getaway, or add it to your savings.
  4. Roll over what’s left: This type of budgeting allows flexibility so you can support your finances where you see fit.

Connect with United Texas Credit Union to learn how to save big or support your other financial needs.

Make money moves.

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